Posts Tagged ‘Permanent Insurance’
Friday, January 27th, 2012
A colleague of mine at work has recently had the news that her partner is about to be made redundant and like so many people her age had been spending virtually all their combined income without saving anything for a rainy day. I suppose they are relatively fortunate that she still has a job and that he’s quite prepared to do anything to bring in some money and believes he can pick up some temporary shift work in a factory but it won’t make up for the shortfall. They were faced with a scenario of having to save a few hundred pounds a month if they were to remain with their heads above water and stay solvent so they have had to sit down and analyse their entire spending to see what could be cut back on, what could be cut out all together and what they needed to prioritise like rent.
There were a few quick wins; Sky was cancelled as was gym membership and direct debits to lottery syndicates etc. Charities have been shelved temporarily as have anything that wasn’t vital. She then used the comparison websites to source better deals on the home insurance, car insurance and permanent health insurance. In most cases she was able to save a few pounds to chip away at her shortfall.
Source: http://www.permanenthealthinsurance.uk.com/blog/2012/01/27/permanent-health-insurance-one-expense-we-had-afford/
Tags: Car Insurance, Charities, Colleague, Direct Debits, Gym Membership, Health Insurance, Home Insurance, Insurance, Insurance Car, Insurance Health, Lottery Syndicates, Many People, Permanent Health Insurance, Permanent Insurance, Quick Wins, Rainy Day, Rent, Shift Work, Shortfall, Sky
Posted in Asset Management, Banking Finance, Insurance | No Comments »
Friday, December 16th, 2011
I considered I knew almost everything until my mother suggested that I was being twisted off with my insurance policy, I used Permanent Health Insurance, she had the last laugh
My wife and I sat down the on Sunday evening to watch Bergerac and half way through the first advert break there was an advert called Permanent Health Insurance. My wife reached for the remote and paused the television program and asked me was that the insurance that our financial adviser had been discussing with us a few weeks ago. I wasn’t sure, but after the program I checked through the notes of the meeting he had sent and it turned out to be exactly what he’d suggested that we should take out. As I understand it the policy is designed to pay out a proportion of my wages should I be unable to work through illness or injury and following a set time period. We then logged onto the financial comparison websites to see if what he was offering was indeed good value and whether we could get the same type of insurance any cheaper. What I find so surprising is that virtually no one seems to know about or even heard about this type of cover. I have spoken to friends and colleagues at work and no one has heard of it which either begs the question, if no one has heard about it why not, or am I being given the wrong suggestions by my financial adviser? There could be a third option of course that is that the advice my friends and colleagues have received isn’t as good as the advice I’ve received. Anyway, it seems like a pretty good idea to me as it seems to be one of the few ways that I can protect everything else I pay for.
Source: http://www.permanenthealthinsurance.uk.com/blog/2011/12/16/i-used-permanent-health-insurance/
Tags: Advert, Colleagues, Financial Adviser, Health Insurance, Health Insurance Policy, Health Policy, Insurance, Last Laugh, Permanent Health Insurance, Permanent Insurance, Proportion, Sunday Evening, Television Program, Time Period, Wages
Posted in Insurance | No Comments »
Friday, November 25th, 2011
Have you ever noticed that when you tell anyone at work that you are about to buy a house or a flat or get married or some thing else that’s going to radically alter your circumstances for years to come, that there’s always someone in your office or wherever you happen to work who’s got some advice which if you’d known it a few weeks earlier it would’ve saved you a load of money? The main reason for this of course is that those who’ve done something in the past simply know more about doing that than those who’ve never done it before. Those who already own a house have already been up the steep learning curve and become part of the inner sanctum of knowledge that they are always keen to impart to help give others a head start. Apart from the plethora of things you get to know about which refer to the house purchase, there are a number of other things you need to arrange. For a start you should log onto the comparison sites and get a quote for permanent health insurance, which was easy using the Compare Life Insurance website, get a second quote for buildings and contents cover and compare the mortgage quote you have with others to check it’s competitive.
Tags: Buildings And Contents, Circumstances, compare life insurance, Head Start, Health Insurance, Inner Sanctum, Insurance, life assurance, Life Insurance, Money, Mortgage Quote, Pa Insurance, Permanent Health Insurance, Permanent Insurance, Plethora, Reason, Steep Learning Curve
Posted in Insurance | No Comments »